Death / Plegia / Coma
Up to 100% payout for severe accidental outcomes including death, plegia, and qualifying coma events.
Accident Cover
When accidents happen, JPF Accident Cover is built to pay. Protection is available from R50 000 up to R200 000 with no medicals and qualifying ages from 18 to 64.
Get Covered NowCoverage Details
Death / Plegia / Coma
Up to 100% payout for severe accidental outcomes including death, plegia, and qualifying coma events.
Severe Burn Injury
Third-degree burns (full-thickness burns above threshold) can qualify for up to 100% payout.
Vision & Hearing Loss
Cover includes partial and total vision or hearing-loss outcomes with defined percentage payouts.
Amputations
Structured payout percentages apply to thumb, fingers, hand, arm, foot, and leg loss levels.
Loss of Function
Excluding amputation, specific upper/lower limb function-loss outcomes are covered at set payout levels.
Spinal Fracture / Dislocation
Spinal injury cover includes different payout levels depending on neurological impact.
Why JPF Accident Cover
JPF Personal Accident Cover focuses on practical, high-impact events with clear payout structures. From serious injury outcomes to everyday risk realities, cover is designed to provide immediate financial protection when families need it.
No Medicals Required
Cover is available without medical proof of insurability for qualifying applicants.
Accidental Death & Injury
Built to cover both accidental death and accidental permanent injury scenarios.
Ages 18 - 64
Policy highlights include qualifying entry ages from 18 to 64.
R50 000 To R200 000 Cover
Choose a cover amount that aligns with your household protection needs.
When Accidents Happen
| Incident | % Cover Amount Payout |
|---|---|
| Death | 100% |
| Plegia | 100% |
| Coma (qualifying duration/criteria) | 100% |
| Third-degree burns | 100% |
| Total vision loss (both eyes) | 100% |
| Total vision loss (one eye) | 60% |
| Total hearing loss (both ears) | 75% |
| Total hearing loss (one ear) | 20% |
Shot. Stabbed. Mauled.
Head gunshot / penetrating stab wound
60%
Chest with under-water drain
25%
Chest with thoracotomy
50%
Abdomen / neck trauma
40%
Multiple rib fractures
80%
Unstable pelvis fractures
60%
Loss of bowel or bladder function
50%
Post-traumatic fat embolism of the lung
30%
Liver or spleen rupture
40%
Additional Highlights
How It Works
Step 01
Choose Your Cover
Select your cover amount from R50 000 up to R200 000 based on your protection goals.
Step 02
Complete Your Details
Follow the guided onboarding flow and submit your application details in minutes.
Step 03
Get Covered Fast
Submit with no medical requirements and move quickly to policy confirmation.
Get Started
Build accident cover from R50 000 to R200 000 and apply in minutes through our guided self-service flow.