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Jannie Parsons Future Financials (Pty) Ltd t/a JPF (JPFIN) FSP 1013

Tel: +27 (0) 12 460 0526

Email: info@jpfin.co.zaWebsite: jpfin.co.za

Address:

154 Orion Avenue

Sterrewag

Monumentpark

Pretoria

0181

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Underwritten by Guardrisk Life Limited (Reg. no 1999/013922/06) and FSP 76

Tel: (011)6691000

Email: info@jpfin.co.zaWebsite: www.guardrisk.co.za

Address:

the MARC, Tower 2

129 Revonia Road

Sandown

Sandton

2196

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TERMS OF USE

Terms of Use

Last updated: 8 July 2026

1. Acceptance of Terms

These Terms of Use govern your access to and use of the Jannie Parsons Future Financials (Pty) Ltd website located at https://jpfin.co.za/ and any related pages, tools, and digital services made available by Jannie Parsons Future Financials (Pty) Ltd t/a JPF (JPFIN) ("JPF", "we", "us", or "our").

By accessing or using this website, you confirm that you have read, understood, and agree to be bound by these Terms of Use and applicable South African law. If you do not agree, you must discontinue use of this website.

2. Informational Purpose and No Advice

Content on this website is provided for general informational purposes and does not, on its own, constitute financial, legal, tax, investment, or other professional advice.

Any decision you make based on website content is at your own risk. You should obtain independent professional advice appropriate to your circumstances before acting on any information found on this website.

3. Eligibility and Lawful Use

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit any other user.

You must not misuse this website, attempt unauthorized access, introduce malicious code, or engage in any activity that could disrupt availability, integrity, or security.

•You may not reproduce, distribute, or exploit website content except as permitted by law or with prior written permission.

•You may not use this website to submit false, misleading, unlawful, or defamatory information.

•You may not probe, scan, or test vulnerability of any system or network connected to this website without authorization.

4. Products, Services, and Availability

Descriptions of products or services on this website are for general guidance and may be subject to eligibility criteria, underwriting requirements, regulatory constraints, and contractual terms.

We may change, suspend, or discontinue any part of the website or services referenced on it at any time without prior notice, to the extent allowed by law.

5. Accuracy of Information

We take reasonable steps to keep website information current and accurate. However, we do not warrant that all content is complete, accurate, or free from error at all times.

Where inconsistencies arise between website content and a signed agreement, policy wording, disclosure document, mandate, or statutory requirement, the signed and legally binding document or law will prevail.

6. Third-Party Sites and Content

This website may contain links to third-party websites, tools, or resources. These are provided for convenience only.

We do not control and are not responsible for third-party content, availability, security, or privacy practices. Accessing third-party links is at your own risk and subject to that third party's terms and policies.

7. Intellectual Property

Unless stated otherwise, all content on this website, including text, design, graphics, branding, logos, and layout, is owned by or licensed to JPF and protected by applicable intellectual property laws.

You may view and print content for personal, non-commercial use only. Any other use, including adaptation, republication, transmission, or distribution, requires prior written permission from JPF.

8. Privacy and Data Protection

Your use of this website is also subject to our Privacy Policy, which explains how personal information is processed in line with applicable law, including the Protection of Personal Information Act, 4 of 2013 (POPIA).

By using this website, you acknowledge that personal information may be processed as described in our Privacy Policy.

9. Security and Electronic Communications

While we implement reasonable safeguards, no internet-based platform can be guaranteed completely secure or uninterrupted.

You accept the inherent risks of electronic communication, including potential delays, interception, corruption, or non-delivery of data.

10. Limitation of Liability

To the fullest extent permitted by law, JPF is not liable for any direct, indirect, incidental, consequential, or special loss or damage arising from or related to your use of, or inability to use, this website.

Nothing in these Terms of Use excludes or limits liability where such exclusion or limitation would be unlawful under applicable South African law.

11. Indemnity

You agree to indemnify and hold harmless JPF, its directors, employees, and representatives from claims, losses, liabilities, costs, and expenses arising from your breach of these Terms of Use or misuse of this website.

12. Changes to These Terms

We may update these Terms of Use from time to time. Updated terms will be published on this page with the revised effective date.

Your continued use of the website after changes are posted constitutes acceptance of the updated terms.

13. Governing Law and Jurisdiction

These Terms of Use are governed by the laws of the Republic of South Africa.

You consent to the jurisdiction of South African courts in relation to any dispute arising from these Terms of Use or your use of this website, subject to any mandatory legal rights that may apply.

14. Contact Details

Jannie Parsons Future Financials (Pty) Ltd t/a JPF (JPFIN)

154 Orion Avenue, Sterrewag, Monumentpark, Pretoria, 0181

Telephone: +27 (0) 12 460 0526

Email: info@jpfin.co.za